Do you have health insurance? Can you afford it?
91 Comments on "Your Turn"
Groggy – You are right. Why is it that our senators and representatives (including Barry) are excluded from paying for Obamacare or being fined? I just hope we get a Republican majority in the mid-term elections in November again in the house and in the senate, so that Obamacare can be repealed. However, since we have a czar for president who makes executive decisions/policies anytime he wants, IGNORING the US constitution, he would veto it.
Family of five, private pay. My husband makes too much for the ACA to be of any benefit and they wanted to put our three kids on MediCal. No, thank you. His company offers family coverage, but it's honestly awful and the choice of physicians is abysmal. We pay out of pocket to be able to see the doctors we want to see. It's hella expensive since I have SLE, but top quality treatment is worth it.
Yes through my company and NO I can't afford it. It's crazy expensive to have my family insured.
Hunter, I believe you can just request copies, if they ask where to send them, tell them you'll pick them up yourself.
No and no. Can't afford COBRA ($800) nor ACA (cheapest option over $200) Sucks!
Canadian here. Husband and I both have benefits through our employers that cover things like physiotherapy, vision care, dental, etc.
I have no problem paying higher taxes to receive universal health care. Our firstborn required life-saving surgery and time in the ICU at one month of age that would have left us penniless if we lived in the US. My child's life is worth the taxes we pay.
1. Never get involved in a land war in Asia.
2. Never get involved in a 'net discussion about medical insurance with Americans.
Yes, and yes. Obamacare may not be perfect but it's a step in the right direction. I think at some point thought the US will adopt single payer.
I have health insurance and it is expensive. I'm very lucky that I can pay for it. I've learned through some terrible experiences that anything can happen at any time and your health is not to be fucked with.
@crila: our hospitals are already crowded with people who have minor complaints who won't pay to go to Minute Clinic and get help. So no, can't pin that one on Obama.
And how do you like that. Our system is so screwed up.
Another Canadian here! Free (sorry "Universal") healthcare rules! DH and I are both self-employed so we have supplemental health care too at $165 a month – covers dental, prescriptions, etc.
I have Kaiser. Love them. Pay $300 a month, my employer pays the rest. $15 co-pay, $5 or $15 prescription, depending on whether or not you get generic. Kids are covered until they're 26. I also have separate dental and vision, which cost me some, but not a lot.
@Tammy in Australia we have free healthcare, you don't have to hv a private insurance at all, and many do not, but you get tax breaks if you do. This means that the very poor have access to healthcare and the wealthier can opt for private.Those who earn over a certain amount who do not have private health insurance must pay a Medicare levy that, whilst sizeable, is often much less than the cost of private health insurance.My BF and I have top cover for us and his daughter and it is just under $400 a month.
Count me in for the self employed, price is too ridiculous, I'll just pay the fine thank you very much boat.
I live in Canada so it's paid for thru our taxes(doctor's visits, hospital stays, surgery) and the extras that aren't covered( eyewear, dental and prescription meds) are covered by my hubby's insurance coverage at work which covers 100% of the cost for eyewear and 80% of the others.
+1 I liked those provisions from the obamacare policy also.
I forget what I pay per month but I have some very good healthcare insurance. Copays and meds are always cheap. I feel bad for people who don't have decent healthcare.
Yes and Yes. It still doesn't stop me from feeling shitty about the people who don't have it. To me,it's a right and not a privilege. My insurance is fantastic and I have dental and vision as well. Two of us are covered and one of us is covered 100% by the employer and the other is covered 50% by the employer. Very, very little is paid out of pocket. *Blessed*
No. I haven't had health insurance for 13yrs. I saw no point in paying over $5k/yr just to get a $15 prescription of anitbiotics every other year.
Since they can only collect the fine by withholding returns, I wonder how many self employed won't bother paying them?
Sorry I forgot the most important part. The price quoted to me was through The Healthcare exchange at Healthcare.gov and was quoted so high because my employer makes insurance available but I chose not to get it. Why? Oh that's because my company made us all part time employees now and we can't work more than 30 hours a week. Someone didn't think this plan out too well.
My husband and I own a business, and we are the only employees.
We had to drop our insurance and get new insurance. It now costs us twice as much for the same coverage–$750/month, just catastrophic, and the deductible is $12,500/year total. Like we're ever going to reach that.
So basically, we and people like us are funding all the non-working (like my lazy ass brother in law) and low income people who didn't have insurance before. You're welcome.
Yes and yes. We pay about $60/mo for a family of 3 for medical, dental, and vision. The police guild picks up the rest. We also have a Tricare plan so ultimately we pay very, very little out of pocket.
I did want to add – there are certain parts of Obamacare I totally agree with – getting rid of the lifetime cap of 1-2 million was long overdue. And of course it was totally appropriate that people with pre-existing conditions be covered – I never did understand that. And I think the people, especially young people, who don't want to sign up for health insurance are idiots – they're one car wreck away from disaster. But you DO have the right to be stupid.
Autocorrect changed Dolphy to Colony ??!
Yes. Yes. And so does my son now, thanks to the ACA. His old policy (which my husband and I paid for because my son couldn't afford to) was $80 a month MORE for LESS coverage than the plan he has now. Granted, my husband hates the ACA because he is an insurance agent and his group health plan work is drying up. We're still glad we don't have to pay our son's premium every month because now he can do it himself.
Yes, but, you pay taxes too. Your government spends more per capita on health care than the Canadian government does, and you get, what, for that exactly? You pay taxes, they go to health care, and then you pay for your health care.
We pay taxes, it goes to health care, and then we get health care "for free".
And Canadian healthcare isn't free – what do you think you're paying taxes for?
Medicare, not Medicate, of course.
Also, I don't know how you can say it's unsustainable, when the US pays MORE per capita on health care than Canada does, and yours is not free, and ours is. That system is unsustainable, imo.
I think John Green explains it very well, why the US system makes less than no sense:http://www.upworthy.com/his-first-4-sentences-are-interesting-the-5th-blew-my-mind-and-made-me-a-little-sick-2
I'm, lucky my employer pays 95% of my premium, so it only costs me about $60 a month. I pray others who really need it will be able to afford it soon. Obama care isn't as bad as everybody wants to say it is.